HOUSE - BILL

HB 2497

Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.

Bill Summary
Signed by Governor

Bill Progress

Introduced
Committee
Committee Report
Floor Action
Opposite Chamber
Enrolled
Governor

Versions

Bill Supp. Note Fiscal Note
Enrolled

Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.

As Amended by Senate Committee

Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.

As Introduced

Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.

vs. Compare
Document Reports

Amendments, Committee Reports, & Conference Committee Reports

Conference Committee Reports 1
Report CCR Brief
Wed, Mar 25, 2026 And the bill be passed as amended.
Committee Reports 2
Committee Report
House Committee on Financial Institutions and Pensions Tue, Feb 3, 2026 Be passed.
Senate Committee on Financial Institutions and Insurance Tue, Mar 17, 2026 And the bill be passed as amended.

Legislative History

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Testimony & Minutes

Senate · Committee on Financial Institutions and Insurance 3
Hearing Date Minutes Presenter Organization Topic PDF
Mar 17, 2026 View Eileen Ma Office of the Revisor of Statutes Amendment
Mar 4, 2026 View Eileen Ma Office of the Revisor of Statutes Legal Memo
Mar 4, 2026 View Michael Stidham Rocket Mortgage Proponent
House · Committee on Financial Institutions and Pensions 2
Hearing Date Minutes Presenter Organization Topic PDF
Jan 26, 2026 View Michael Stidham, Director, Regulatory Affairs, Rocket Mortgage, LLC, Pro HB 2497
Jan 26, 2026 View David Wiese, Assistant Revisor, Office of Revisor of Statutes, Bill Brief HB 2497

Identification

Bill No. HB 2497
Chamber House
Requested By Requested by Representative Hoheisel on behalf of CATALYST

Original Sponsor

Current Sponsor

Sections Affected

Amended

K.S.A. 2025 Supp. 16-207

Effective Date

This act shall take effect and be in force from and after its publication in the statute book.
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