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Chapter 84
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Article 4
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2014 Statute
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84-4-101
- Short title.
84-4-102
- Applicability.
84-4-103
- Variation by agreement; measure of damages; action constituting ordinary care.
84-4-104
- Definitions and index of definitions.
84-4-105
- "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank".
84-4-106
- Payable through or payable at bank; collecting bank.
84-4-107
- Separate office of bank.
84-4-108
- Time of receipt of items.
84-4-109
- Delays.
84-4-110
- Electronic presentment.
84-4-111
- Statute of limitations.
84-4-201
- Status of collecting bank as agent and provisional status of credits; applicability of article; item endorsed "pay any bank".
84-4-202
- Responsibility for collection or return; when action timely.
84-4-203
- Effect of instructions.
84-4-204
- Methods of sending and presenting; sending directly to payor bank.
84-4-205
- Depository bank holder of unendorsed item.
84-4-206
- Transfer between banks.
84-4-207
- Transfer warranties.
84-4-208
- Presentment warranties.
84-4-209
- Encoding and retention warranties.
84-4-210
- Security interest of collecting bank in items, accompanying documents and proceeds.
84-4-211
- When bank gives value for purposes of holder in due course.
84-4-212
- Presentment by notice of item not payable by, through or at bank; liability of drawer or endorser.
84-4-213
- Medium and time of settlement by bank.
84-4-214
- Right of charge-back or refund; liability of collecting bank; return of item.
84-4-215
- Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
84-4-216
- Insolvency and preference.
84-4-301
- Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
84-4-302
- Payor bank's responsibility for late return of item.
84-4-303
- When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified.
84-4-401
- When bank may charge customer's account.
84-4-402
- Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.
84-4-403
- Customer's right to stop payment; burden of proof of loss.
84-4-404
- Bank not obligated to pay check more than six months old.
84-4-405
- Death or incompetence of customer.
84-4-406
- Customer's duty to discover and report unauthorized signature or alteration.
84-4-407
- Payor bank's right to subrogation on improper payment.
84-4-501
- Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
84-4-502
- Presentment of "on arrival" drafts.
84-4-503
- Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
84-4-504
- Privilege of presenting bank to deal with goods; security interest for expenses.