CHAPTER 106
SENATE BILL No. 412
An Act concerning banks and banking; relating to rules and regulations of the bank com-
missioner; establishing the state banking code; providing for the conversion of federal
savings associations or banks; concerning boards of directors of banks and trust com-
panies; amending K.S.A. 9-1713 and K.S.A. 1999 Supp. 9-539, 9-808 and 9-1114 and
repealing the existing sections.

Be it enacted by the Legislature of the State of Kansas:

      Section  1. K.S.A. 1999 Supp. 9-539 is hereby amended to read as
follows: 9-539. The commissioner shall adopt such rules and regulations
as shall be necessary to carry out the intent and purposes of K.S.A. 9-519
through 9-524, and amendments thereto, and K.S.A. 9-532 through 9-
539 9-541, and amendments thereto, which shall be known as the bank
holding company act. All rules and regulations of general application shall
first be submitted by the commissioner to the state banking board for its
approval and upon approval shall be filed as provided by article 4 of
chapter 77 of the Kansas Statutes Annotated.

      Sec.  2. K.S.A. 1999 Supp. 9-808 is hereby amended to read as fol-
lows: 9-808. (a) After first applying for and receiving approval from the
commissioner, any national bank incorporated, federal savings association
or federal savings bank organized under the laws of the United States
may become a state bank upon the affirmative vote of not less than two-
thirds 2/3 of its outstanding voting stock. Any national bank, federal savings
association or federal savings bank desiring to become a state bank shall
file a certified copy of its articles of association, together with the tran-
script of the minutes of the meeting of its stockholders showing approval,
together with its articles of incorporation duly executed as required by
state law with the secretary of state who immediately shall transmit the
same to the commissioner apply to the commissioner for permission to
convert to a state bank, and shall submit a certified copy of its articles of
association, a transcript of the minutes of the meeting of its stockholders
showing approval of the proposed conversion and any other information
required in the application form prescribed by the commissioner. A fed-
eral savings association or federal savings bank operating in a mutual
form must also convert to a stock form prior to converting to a state bank
and shall submit appropriate documentation to the commissioner to show
that the appropriate federal regulator has approved such mutual to stock
conversion. Upon receipt of each of the items required by this section
the commissioner shall make or cause to be made such investigation as
the commissioner deems necessary to determine whether:

      (1) All state and federal requirements for a conversion have been
satisfied;

      (2) the conversion will not adversely affect the interests of the de-
positors; and

      (3) the resulting state bank will have an adequate capital structure.If
the commissioner determines each of these matters favorably the con-
version shall be approved and the commissioner shall issue a certificate
of authority. Upon issuance of a certificate of authority, the articles of
incorporation, duly executed as required by state law, shall be filed with
the secretary of state.

      (b) In any conversion authorized by this section the capital require-
ments of this act shall apply, and the new name for such resulting bank
shall be approved by the commissioner. In any conversion authorized by
this section the resulting state bank shall have authority to issue its shares
of stock for shares of stock in the national bank, federal savings association
or federal savings bank or property of the national bank, federal savings
association or federal savings bank for and upon such valuation as shall
be agreed upon, and approved by the commissioner. In any conversion
authorized by this section the resulting state bank by operation of law
shall continue all trust functions being exercised by the national bank,
federal savings association or federal savings bank and shall be substituted
for the national bank, federal savings association or federal savings bank
and shall have the right to exercise trust or fiduciary powers created by
any instrument designating the national bank, federal savings association
or federal savings bank even though such instruments are not yet effec-
tive.

      (c) In any conversion authorized by this section the resulting state
bank shall succeed by operation of law without any conveyance or transfer
by the act of the national bank, federal savings association or federal
savings bank to all the actual or potential assets, real property, tangible
personal property, intangible personal property, rights, franchises and in-
terests, including those in a fiduciary capacity of the national bank, federal
savings association or federal savings bank and shall be subject to all of
the liabilities of the national bank, federal savings association or federal
savings bank.

      (d) In any conversion authorized by this section the rights and re-
sponsibilities of any shareholder of the national bank, federal savings as-
sociation or federal savings bank who objects or dissents to the proposed
conversion shall be governed by the provisions of K.S.A. 17-6712, and
amendments thereto, as though the national bank, federal savings asso-
ciation or federal savings bank was a Kansas corporation and the objecting
or dissenting shareholder was objecting or dissenting to a proposed
merger transaction. In any conversion authorized by this section the cor-
porate existence of the national bank, federal savings association or fed-
eral savings bank shall be merged into and shall be continued in the
resulting state bank, and the resulting state bank shall be deemed to be
the identical corporate entity as the national bank, federal savings asso-
ciation or federal savings bank.

      (e) Within a reasonable time after the effective date of the conversion,
the resulting bank shall divest itself of all assets and liabilities that do not
conform to state banking laws and rules and regulations. The length of
this transition period shall be determined by the commissioner and shall
be specified when the application for conversion is approved.

      Sec.  3. K.S.A. 9-1713 is hereby amended to read as follows: 9-1713.
The Except as otherwise provided by law, the state bank commissioner
shall adopt such rules and regulations as shall be necessary to carry out
the intent and purposes of K.S.A. 9-701 et seq. section 5, and amendments
thereto, commonly known as the state banking code. All rules and regu-
lations of general application shall first be submitted by the commissioner
to the state banking board for its approval and upon approval shall be
filed as provided by article 4 of chapter 77 of the Kansas Statutes An-
notated.

      Sec.  4. K.S.A. 1999 Supp. 9-1114 is hereby amended to read as fol-
lows: 9-1114. The business of any bank or trust company shall be managed
and controlled by its board of directors and this shall include the authority
to provide for bonus payments, in addition to ordinary compensation for
any or all of its officers and employees. The board shall consist of not less
than five nor more than 25 members who shall be elected by the stock-
holders at any regular annual meeting which shall be held during the first
120 days of each calendar year on such date of each calendar year as the
bank or trust company may specify in its bylaws. If the date specified in
the bylaws falls on a legal holiday, the meeting shall be held, and the
directors elected, on the next following business day. If for any reason the
election of directors is not made on the day fixed, or in the event of a legal
holiday, on the next business day, an election may be held on any sub-
sequent day within 60 days of the day fixed, to be designated by the board
of directors, or, if the directors fail to fix the day, by the shareholders
representing 2/3 of the shares. In all cases, at least 10 days' notice of the
date for the annual meeting shall have been given by first-class mail to
the shareholders. If the number of directors elected is less than 25, the
number of directors may be increased so long as the total number does
not exceed 25 and when the number is increased the first additional
directors may be elected at a special meeting of the stockholders. The
directors shall be elected in the manner provided in the general corpo-
ration code. Vacancies in the board of directors may be filled in the man-
ner provided in the general corporation code. A majority of the directors
shall be residents of this state. Any director of any bank or trust company
who shall become indebted to such bank or trust company on any judg-
ment or charged off indebtedness shall forfeit such person's position as
director and such vacancy shall be filled as provided by law.

      New Sec.  5. Articles 5, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19,
20 and 21 of Chapter 9 of the Kansas Statutes Annotated, K.S.A. 74-3004,
74-3005, 74-3006, 75-1304, 75-1305 and 75-1306, and K.S.A. 1999 Supp.
75-1308, and amendments thereto shall constitute and may be cited as
the state banking code.

      Sec.  6. K.S.A. 9-1713 and K.S.A. 1999 Supp. 9-539, 9-808 and 9-1114
are hereby repealed.

      Sec.  7. This act shall take effect and be in force from and after its
publication in the Kansas register.

Approved April 19, 2000.
 Published in the Kansas Register April 27, 2000.
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