Session of 2000
HOUSE BILL No. 2778
By Committee on Insurance
2-1
10 AN ACT
concerning health insurance; providing coverage for secondary
11 consultation in cancer
cases; amending K.S.A. 1999 Supp. 40-2,103
12 and 40-19c09 and
repealing the existing sections.
13
14 Be it enacted by the Legislature of the
State of Kansas:
15 New Section
1. (a) Any individual or group health insurance policy,
16 medical service plan, contract, hospital
service corporation contract, hos-
17 pital and medical service corporation
contract, fraternal benefit society
18 or health maintenance organization which
provides coverage for mental
19 health benefits and which is delivered,
issued for delivery, amended or
20 renewed on or after January 1, 2001, which
provides coverage for medical
21 and surgical services in relation to the
diagnosis of cancer also shall pro-
22 vide full coverage for secondary
consultations with specialists in appro-
23 priate medical fields, including, but not
limited to, pathology, radiology
24 and oncology, to confirm or refute such
diagnosis. In addition:
25 (1) The coverage
required by this subsection for such secondary con-
26 sultation shall be provided regardless of
whether such secondary consul-
27 tation is based on a positive or negative
initial diagnosis of cancer.
28 (2) The coverage
provided by this section shall provide for, at no
29 additional cost to the insured,
consultation with any specialist selected by
30 the attending physician of the insured or
the insured's dependent, re-
31 gardless of whether or not such specialist
is a participating provider.
32 (3) No individual
or group health insurance policy, medical service
33 plan, contract, hospital service
corporation contract, hospital and medical
34 service corporation contract, fraternal
benefit society or health mainte-
35 nance organization providing health
insurance coverage required by this
36 subsection shall penalize or otherwise
reduce or limit the reimbursement
37 of a provider or specialist because such
provider or specialist provided
38 care to an insured in accordance with this
section.
39 (4) The
provisions of this subsection shall be not construed as re-
40 quiring the provision of secondary
consultations where the insured patient
41 determines not to seek such a
consultation.
42 (b) Any provision
in any individual or group health insurance policy,
43 medical service plan, contract, hospital
service corporation contract, fra-
2
1 ternal benefit society or health
maintenance organization which provides
2 coverage for medical and surgical
benefits in relation to the diagnosis of
3 cancer which is delivered, issued for
delivery, amended or renewed on
4 or after January 1, 2001, that is in
conflict with this section shall be of no
5 force and effect.
6 (c) The
provisions of this section shall not apply to any policy or
cer-
7 tificate which provides coverage for
any specified disease, specified ac-
8 cident or accident only coverage,
credit, dental, disability income, hospital
9 indemnity, long-term care insurance
as defined by K.S.A. 40-2227 and
10 amendments thereto, vision care or any
other limited supplemental ben-
11 efit nor to any medicare supplement policy
of insurance as defined by
12 the commissioner of insurance by rule and
regulation, any coverage issued
13 as a supplement to liability insurance,
workers compensation or similar
14 insurance, automobile medical-payment
insurance or any insurance un-
15 der which benefits are payable with or
without regard to fault, whether
16 written on a group, blanket or individual
basis.
17 Sec.
2. K.S.A. 1999 Supp. 40-2,103 is hereby amended to read as
18 follows: 40-2,103. The requirements of
K.S.A. 40-2,100, 40-2,101, 40-
19 2,102, 40-2,104, 40-2,105, 40-2,114 and
40-2250, and amendments
20 thereto and K.S.A. 1999 Supp. 40-2,160
and, 40-2,165 through 40-2,170,
21 and section 1, and amendments
thereto, shall apply to all insurance pol-
22 icies, subscriber contracts or certificates
of insurance delivered, renewed
23 or issued for delivery within or outside of
this state or used within this
24 state by or for an individual who resides
or is employed in this state.
25 Sec.
3. K.S.A. 1999 Supp. 40-19c09 is hereby amended to read as
26 follows: 40-19c09. (a) Corporations
organized under the nonprofit med-
27 ical and hospital service corporation act
shall be subject to the provisions
28 of the Kansas general corporation code,
articles 60 to 74, inclusive, of
29 chapter 17 of the Kansas Statutes
Annotated, applicable to nonprofit cor-
30 porations, to the provisions of K.S.A.
40-214, 40-215, 40-216, 40-218, 40-
31 219, 40-222, 40-223, 40-224, 40-225,
40-226, 40-229, 40-230, 40-231, 40-
32 235, 40-236, 40-237, 40-247, 40-248,
40-249, 40-250, 40-251, 40-252,
33 40-254, 40-2,100, 40-2,101, 40-2,102,
40-2,103, 40-2,104, 40-2,105, 40-
34 2,116, 40-2,117, 40-2a01 et seq.,
40-2111 to 40-2116, inclusive, 40-2215
35 to 40-2220, inclusive, 40-2221a, 40-2221b,
40-2229, 40-2230, 40-2250,
36 40-2251, 40-2253, 40-2254, 40-2401 to
40-2421, inclusive, and 40-3301
37 to 40-3313, inclusive, K.S.A. 1999 Supp.
40-2,153, 40-2,154, 40-2,160,
38 40-2,161, 40-2,163, 40-2,164
and, 40-2,165 through 40-2,170, and
section
39 1, and amendments thereto, except as
the context otherwise requires, and
40 shall not be subject to any other
provisions of the insurance code except
41 as expressly provided in this act.
42 (b) No policy,
agreement, contract or certificate issued by a corpo-
43 ration to which this section applies shall
contain a provision which ex-
3
1 cludes, limits or otherwise restricts
coverage because medicaid benefits
2 as permitted by title XIX of the
social security act of 1965 are or may be
3 available for the same accident or
illness.
4
(c) Violation of subsection (b) shall be subject to the
penalties pre-
5 scribed by K.S.A. 40-2407 and
40-2411, and amendments thereto.
6 Sec. 4. K.S.A. 1999 Supp.
40-2,103 and 40-19c09 are hereby
7 repealed.
8 Sec. 5. This act
shall take effect and be in force from and after its
9 publication in the statute book.